We have plans that enable your clients to:
- Review options that are not subject to ACA rules and regulations
- Control renewal increases and with good experience return a dividend
- Provide a plan that offers choices
- Include Value Added Services at NO ADDITIONAL COSTS to the bottom line.
What we offer:
- We offer self-funded plans where you can receive a dividend if your claims experience is good but incur NO EXTRA COSTS if your group has catastrophic claims.
- We can provide competitive Medicare group plans for your over 65 employees and retirees.
- We partner with a Professional Employers Organization, or PEO, that has competitive plans and services, enabling you to outsource all of the administration.
- We have options for husband & wife groups that no longer qualify for group insurance. In addition, we have a program where they can write off 100% of their premiums and health care related expenses through their business and save them thousands of dollars.
Our Value Added services include:
Technology– our web based technology provides you with the latest data analysis, and employee 24/7 resource communications.
Superior Customer Service– we help our clients with claims, billing issues, enrollment changes and other account support, without having to wait hours on hold to speak to a real person and at no extra cost to you.
Legislative Guides and Updates – we provide detailed summaries always updated with condensed executive summaries about federal legislation such as HIPPA, COBRA, FMLA, and the Affordable Care Act.
Voluntary Benefit Solutions – we specialize in the design and implementation of voluntary benefits. We offer your employees the additional benefits they want without impacting your employee benefits budget. Options include:
- LIFE - BOTH TERM AND WHOLE LIFE CASH VALUE PLANS
- SHORT TERM DISABILITY (STD)
- LONG TERM DISABILITY (LTD)
- LONG TERM CARE (LTC)
- CRITICAL ILLNESS
- LEGAL SHIELD
- IDENTITY THEFT SHIELD